Even with a carefully drafted will or trust, outdated paperwork can cause major problems. Many accounts—such as life insurance policies, retirement plans, and payable-on-death accounts—transfer directly to the listed beneficiary. That means if an estranged family member remains on an old designation, they may inherit those funds regardless of what your will says.
Other tools, like no-contest clauses, can help discourage legal challenges by stating that anyone who disputes your estate plan will forfeit what they would have received. Documenting your decisions and choosing a capable, neutral personal representative or trustee also strengthens your plan and minimizes future conflicts.
Regular updates are essential. Reviewing your estate plan every few years—or after major life events—ensures that estranged relatives stay excluded and that all documents reflect your current wishes.
If you want to prevent the wrong people from inheriting your estate, our experienced team can help. We offer thoughtful, strategic guidance for your estate plan in Washtenaw County tailored to your personal and family circumstances.
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